This agreement was last revised on May 14, 2012.
1.3. This Web Site contains links to other websites. PhD.com is not responsible for the privacy practices or the content of such third party websites. We encourage you to read the privacy statement of these linked websites, because their privacy practices may differ from PhD.com.
- 2. Information Collection
2.1. PhD.com may collect any or all of the following three types of information: (a) traffic or clickstream data, (b) cookies, or (c) contact information or other personally identifiable information. Explanations of the collection and use of each type of data and its use are described below.
2.2. Traffic or Clickstream Data
2.2.1. Data about traffic and usage is not personally identifiable, and is not supplemented or combined with personally identifying or identifiable information. PhD.com may share information it collects with certain selected third parties, but only in aggregated, anonymous form. The data is generally used for completion and support of the current activity, Web site and system administration, and research and development.
2.3.1. PhD.com collects cookies for research and development and one-time tailoring. Cookies are used by third party website statistics program.
2.4. Contact and Account Information
2.4.1. PhD.com collects information only when you submit to be referred to a third party, submit comments, or request information. Contact information collected, apart from your request to be referred to a third party, is used only to respond to those comments and/or requests. This information is not stored or used in connection with traffic or clickstream data and is provided to a third party only as necessary to respond to the comment and/or request.
2.4.2. “Personally Identifying Information” (PII) is information that identifies you as an individual, such as: name, postal address, telephone number, or email address.
2.4.3. PhD.com does not collect, store, use or disclose PII about common users browsing the Web Site. PhD.com does collect PII submitted by the user through application forms, email or online contact forms where PII is submitted voluntarily for the purpose of referral, transfer or sharing of PII to a third party.
2.4.4. In some cases, PhD.com may collect information, such as your age, weight, health conditions, insurance type, and whether you’re a non-smoker, combined with your PII. PhD.com will treat all such information as PII as long as it is combined with PII.
- 3. Use of Information
3.1. PhD.com may use personal information:
3.1.1. When you request, to connect you with vendors who will provide you with information about products and services.
3.1.2. To send you important information regarding the website, changes to terms, conditions, and policies and/or other administrative information.
3.1.3. To send you surveys and marketing communications that may be of interest to you.
3.1.4. To personalize your experience on the website and other websites by presenting advertising, products and offers tailored to you.
3.1.5. To allow you to participate in sweepstakes, contests and similar promotions and to administer these activities. Some of these activities have additional rules, which could contain additional information about how PhD.com uses and discloses your personal information.
3.1.6. To allow you to send messages to a friend through the website. By using this functionality, you are telling PhD.com that you are entitled to use and provide your friend’s name and email address.
3.1.7. For business purposes, such as data analysis, audits, developing new products, enhancing the Web Site, improving PhD.com services, identifying usage trends and determining the effectiveness of PhD.com promotional campaigns.
- 4. Disclosure of Information to Affiliates
4.1. Your information may be disclosed:
4.1.2. If you request information from vendors so that they (or so that third parties who provide similar services) can provide you with information about their products and services. PhD.com is not responsible or liable for vendors’ use of your personal information.
4.1.3. To third party sponsors of sweepstakes, contests and similar promotions.
4.1.4. If you choose to send messages through the Web Site, to identify you as the sender to the recipient indicated by you. PhD.com or its affiliates will ask you for such recipient’s name and email address and PhD.com or its affiliates stores both email addresses for the purpose of sending such message.
4.1.5. By you, on message boards, chat, profile pages and blogs and other services to which you are able to post information and materials. Please note that any information you post or disclose through these services will become public information, and may be available to visitors to the Web Site and to the general public.
4.1.6. To a third party in the event of any reorganization, merger, sale, joint venture, assignment, transfer or other disposition of all or any portion of our business, assets or stock (including in connection with any bankruptcy or similar proceedings).
- 5. Non-Personal Information
5.1. Non-Personal Information Collected
5.1.1. “Non-Personal Information” is any information that does not reveal your specific identity, such as:
188.8.131.52. Browser information
184.108.40.206. Information collected through cookies, pixel tags and other technologies
220.127.116.11. Demographic information and other information provided by you
18.104.22.168. Aggregated information
5.2. Collection and Use of Non-Personal Information
5.2.2. Because Non-Personal Information does not personally identify you, PhD.com may use and disclose Non-Personal Information for any purpose. In some instances, PhD.com may combine Non-Personal Information with Personal Information (such as combining your name with your geographical location). If PhD.com combines any Non-Personal Information with Personal Information, the combined information will be treated as Personal Information as long as it is combined.
- 6. IP Addresses
6.1. Your “IP Address” is a number that is automatically assigned to the computer that you are using by your Internet Service Provider (ISP).
6.2. An IP Address is identified and logged automatically in PhD.com server log files whenever a user visits the Web Site, along with the time of the visit and the page(s) that were visited. Collecting IP Addresses is standard practice on the Internet and is done automatically by many web sites.
6.3. PhD.com uses IP Addresses for purposes such as calculating Web Site usage levels, helping diagnose server problems, geographic mapping and administering the Web Site. PhD.com may also use and disclose IP Addresses for all the purposes for which PhD.com uses and discloses Personal Information. Please note that PhD.com treats IP Addresses, server log files and related information as Non-Personal Information, except where required to do otherwise under applicable law.
- 7. Third Parties
7.1. The Services on this Web Site act as a system or venue to introduce and refer you to financial service companies and providers of information. PhD.com uses reasonable efforts to ensure the availability of the information and content, including links, which it makes available through the Services. However, the Services are composed of content not offered by PhD.com. PhD.com does not control (i) the quality, safety or legality of items available through or on its advertisers’ websites or websites of third parties not in privity of contract with PhD.com, (ii) the truth or accuracy or legality of the content from those advertisers or those third parties (even if such content appears on the Services), or (iii) the availability or technical capabilities of their websites or links to those websites.
7.2. The inclusion of a link on the Site does not imply endorsement of the linked site by PhD.com or by PhD.com affiliates. PhD.com may also utilize framing techniques that may make it appear that you are still on the Web Site when you are actually on a third party web site.
- 8. Data Security
8.1. PhD.com has appropriate security measures in place in its physical facilities to protect against the loss, misuse or alteration of information that has been collected from the Web Site.
- 9. Information Access
9.1. PhD.com offers visitors the ability to have inaccuracies corrected in the information collected through PhD.com. Persons may have this information corrected by contacting PhD.com using any of the contact methods provided.
- 10. Choice/Opt-Out
10.1. PhD.com provides users the opportunity to opt-out of receiving communications from PhD.com at the point where PhD.com requests information about the visitor. PhD.com allows users the ability to remove their information from PhD.com records, to not receive future communications, or to no longer receive PhD.com services. Persons may do this by contacting PhD.com using any of the contact methods provided
10.2. If you would like to review, correct, update, suppress, delete or otherwise limit use, on a going-forward basis, of your PII that has been previously provided to PhD.com, you may do so by contacting PhD.com at info@PhD.com and provide the name of the service for which information was provided, your full name, mailing address, phone number and email address so that we may identify you in the opt-out process. For your protection, we will only implement such requests with respect to the Personal Information associated with the particular e-mail address that you use to send PhD.com your request, and we may need to verify your identity before implementing your request.
10.3. In your request, please make clear what information you would like to have changed, whether you would like to have your PII suppressed from the PhD.com database or otherwise let PhD.com know what limitations you would like to put on the use of your PII. PhD.com will try to comply with your request as soon as reasonably practicable.
- 11. Retention Period
- 12. Dispute Resolution
12.1. For general disputes, persons may contact PhD.com using the contact method provided below.
- 13. Cross-Border Transfer
13.1. Your PII may be stored and processed in any country where PhD.com has facilities, and by providing any PII to PhD.com, you consent to the transfer of such PII to countries outside of your country of residence, including the United States, which may have different data protection rules from your country of residence.
- 14. Sensitive Information
14.1. PhD.com asks that you not send, and you not disclose, any sensitive PII (e.g., Social Security number, driver’s license number, credit card number (unless necessary to make a purchase), information related to racial or ethnic origin, political opinions, religion or other beliefs, criminal background or trade union membership) on or through the Web Site or otherwise to PhD.com.
- 15. California Privacy Rights
15.1. California has passed legislation requiring certain specific disclosures be made available to California residents who use the Internet and provide information that may be used for marketing purposes. That legislation requires any business that discloses a customer’s personal information (as defined by the act) to any third party for direct marketing purposes to provide the customer a method for obtaining the names, addresses and certain other specified details of anyone who might have received that personal information. If you are a California resident you may request this information by writing to PhD.com at the contact below. PhD.com is not obligated to respond to more than one such request from you per calendar year.
- 17. Contact PhD.com
17.1. E-mail: info@PhD.com